UUSDPAY
Start free →
Non-custodial USDT checkout

Accept USDT from customers — straight to your wallet, not ours.

USDPAY is the checkout that lets your business take USDT on BEP20, TON and TRON. Every payment settles directly from your customer to your own wallet. We confirm it on-chain — we never hold it, and we can't freeze it.

Start free → See how it works
Live in minutes No custody, ever From 0.5% per payment
Payment flow on-chain
Customer
pays
100.00 USDT
Your wallet
receives
T9y…4Rk2
funds · wallet → wallet
$
USDPAY confirms
We watch the chain and verify the payment. We're never on the money path.
0%of funds ever held by us
3USDT networks supported
~minfrom sign-up to first invoice
BEP20TONTRON
Why USDPAY

A payment tool that can't hold your money hostage.

Most crypto gateways sit between you and your funds — which means they can freeze, delay, or lose them. USDPAY is built the opposite way.

Direct settlement

The money never touches us. It goes from your customer's wallet to yours, on-chain, in a single hop. You own it the instant it lands.

Nothing to freeze

Because we're non-custodial, there's no balance for us to hold, freeze, or seize. Your wallet is yours — we can only lock you out of the software.

Multi-chain USDT

Accept USDT on BEP20, TON and TRON. Start on the cheap networks for small tickets, switch on more as your volume grows.

Live in minutes

Paste your wallet, drop in the checkout or call the API. No lengthy onboarding, no paperwork, no waiting on approvals to get paid.

Honest pricing

Start free at 1% per confirmed payment, or go Pro for a flat monthly fee and 0.5%. Every fee is shown before you confirm anything.

Optional screening

Switch on AML screening to get a risk score on incoming funds. It's data for your decision — you stay in control of every payment.

How it works

Four steps. Then the money is yours.

01

Add your wallet

Choose a network and paste your own USDT address. We only ever store the public address.

02

Add the checkout

Embed the widget on your site or call POST /invoices from your backend.

03

Customer pays you

Funds move wallet-to-wallet, on-chain, straight to you. USDPAY is never in the middle.

04

We confirm, you deliver

The moment the payment lands, you get an instant webhook — release the product automatically.

Custodial vs USDPAY

The difference is where your money sits.

With a custodial gateway, your revenue lives in their account until they decide to release it. With USDPAY it was never anywhere but your own wallet.

Custodial gateways
  • × Funds sit in the provider's account first
  • × They can freeze, hold, or delay payouts
  • × Withdrawal limits and manual reviews
  • × Your money depends on their solvency
  • × Account closed = balance stuck
USDPAY
  • ✓ Funds go straight to your wallet
  • ✓ Nothing for us to freeze or hold
  • ✓ No payout limits — it's already yours
  • ✓ Independent of our balance sheet
  • ✓ Account closed = you keep every cent
Pricing

Start free. Pay more only when you grow.

No setup fees. No custody, so no payout fees. You pay for the software, not for access to your own money.

Free
$0 / month
+ 1% per confirmed payment
  • USDT on BEP20, TON & TRON
  • Hosted checkout & widget
  • Unlimited invoices
  • Instant payment webhooks
  • Monthly reconciliation statement
Start free →
Pro
$29 / month
+ 0.5% per confirmed payment
  • Everything in Free
  • Full REST API & sandbox
  • Analytics & multi-wallet
  • Optional AML screening add-on
  • Priority support
Go Pro →
FAQ

Straight answers.

Do you ever hold my money?
No. USDPAY is non-custodial. Payments go directly from your customer's wallet to the wallet address you control. We read the blockchain to confirm a payment happened — we never receive, store, or move your funds.
Which networks and coins are supported?
USDT on BEP20 (BSC), TON, and TRON (TRC20) — all three on every plan. Pick the cheaper networks for small payments.
Do my customers need an account?
No. Your customer just pays the amount shown to your wallet from any USDT wallet they already use. USDPAY detects the payment and notifies you.
What can I sell with USDPAY?
Digital and standard goods and services — software, hosting, eSIM, courses, digital content, retail, and more. Some categories require review and some aren't allowed. See our Acceptable Use Policy.
Is USDPAY a bank or a payment processor?
No. USDPAY is software that verifies on-chain payments and automates your checkout. It is not a bank, money transmitter, exchange, or custodian, and it does not provide financial advice. You are responsible for the legality of accepting crypto in your jurisdiction and for your own taxes and licenses.
How do you make money if you don't touch the funds?
You pay for the software — a small percentage of confirmed volume, and an optional flat monthly subscription on Pro. Fees are billed to you directly and are never taken out of the payment flow between you and your customer.

Get paid in USDT — and actually keep it.

Add your wallet, drop in the checkout, and take your first payment today. No custody, no lock-in.

Start free → Read the docs
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